One paycheck.
Perfectly planned.
Automatic income distribution for salaried employees and freelancers. Set your template once — PayFlow splits, tracks, and budgets across web and mobile.
Everything you need to take control.
From income distribution to debt payoff — all in one app.
Signature Feature
Income Distribution Templates
Build custom allocation rules using percentages or fixed amounts across any number of wallets. Import sample templates, export to JSON/PDF/Excel, and drag-and-drop to reorder.
- % or fixed allocation per wallet
- Drag & drop item reordering
- Import / export (JSON, PDF, Excel)
- 6 built-in sample templates
Analytics
Reports & Analytics
Category breakdowns, month-to-month trends, income vs. expenses, and 3/6/12-month forecasting with saved report templates.
- Income vs Expenses comparison
- Budget vs Actual bar charts
- PDF / Excel / CSV export
- Saved report templates
Debt Tracking
Debt Management
Track installments and interest-bearing loans. Record payments, view amortization schedules, and get email reminders before due dates.
- Fixed installments & interest rates
- Payment history & amortization
- Payoff timeline projections
- Email reminders before due dates
Plus everything else you need
Take it everywhere. Works offline.
The React Native companion app for iOS and Android. Record expenses in seconds with a calculator keypad — even with no internet.
Start with proven frameworks
Choose a pre-built template or create your own. Each template auto-distributes your income the moment you log it.
50/30/20 Rule
The classic balanced budget for steady salary earners.
Aggressive Saver
Maximize savings while keeping essentials lean.
Freelancer
Built for variable income — emergency fund first.
Simple, transparent pricing
Join the waitlist now — lock in beta pricing and get notified first when we launch.
Get started with basic budgeting and expense tracking.
- 3 Wallets / Accounts
- 1 Distribution Template
- 100 Entries per month
- Dashboard Summary
- CSV Export
- 2FA Security
- Mobile App Access
= ₱66/month — billed once a year
Everything unlimited — full access for one simple annual fee.
- Unlimited Wallets / Accounts
- Unlimited Templates
- Unlimited Entries
- Unlimited Debts & Goals
- Custom Categories
- Full Reports & Analytics
- Budget Management
- Bill Splitting
- PDF & Excel Export
- File Attachments (10 MB)
- Priority Support
Lifetime access — never pay again
All Annual features, forever. Only 100 spots — ever.
- Everything in Annual Plan
- Lifetime Access — No Renewals
- Founding Member Badge
- Price Locked Forever
- Early Adopter Perks
Questions? Answered.
Yes — 100% free during the beta period. When we launch, there will be three plans: Free (₱0 forever with basic features), Annual (₱799/year — everything unlimited, billed once a year), and Founding Member (₱999 one-time — lifetime access, only 100 spots ever). We'll notify you before any pricing changes.
You create a template with allocation rules (e.g. 50% needs, 30% wants, 20% savings). When you add your income, PayFlow automatically splits it across your wallets — no manual math needed.
Yes. PayFlow supports both fixed installments (0% interest) and interest-bearing debts with monthly or annual rates. You can record payments, view amortization schedules, track payoff progress, and get email reminders before due dates.
Savings goals let you set a target amount and link it to a wallet. PayFlow tracks your progress automatically based on your wallet balance, shows projections for when you'll reach your target, and celebrates with you when you hit it.
Yes. The mobile app uses SQLite for local storage, so you can add expenses, check balances, and manage budgets with no internet. Data syncs automatically when you reconnect.
All data is stored in a secure cloud database with Row Level Security — only you can access your data. Sessions use secure cookie-based auth, and 2FA (TOTP) is available for extra protection.
Absolutely. PayFlow supports 20+ currencies with locale-aware formatting. Set your default currency in Settings.
The Bill Splitting feature lets you split expenses with participants, track who has paid, and calculate settlements automatically. Available on Annual and Founding Member plans.
Yes — the Free plan includes CSV export. Annual and Founding Member plans unlock PDF and Excel export for reports, transactions, and debt payment history. You can also save report templates for quick re-use.
The mobile app is built with React Native and will be available on both iOS and Android, sharing the same real-time cloud backend as the web app.
Ready to take control of your finances?
Join the waitlist and be among the first to experience automatic income distribution across web and mobile — completely free during beta.
No credit card required · Cancel anytime · Free forever during beta